About Jennifer
Being There When It Matters Most
Jennifer Tumbrello is an insurance advocate with Steele Insurance Agency, Inc., serving families and property owners across Orange County and the rest of California. In a market where large carriers have halted new homeowners policies and dropped long-time customers after years of wildfires, Jennifer is the advocate in your corner — navigating the insurance landscape for homes in high-fire areas, finding the right carrier, and making sure you are not only insured, but insured with appropriate coverage amounts.
For Jennifer, advocacy means being there when it matters most. Whether a client is facing a claim, a non-renewal, or a difficult season in life, she believes in providing support and a safe place even when the problem is not one insurance can directly solve. She is a repeat guest on Harbor Rock Wealth Management’s “Life, Health and Wealth” podcast, where she has shared updates on the FAIR Plan and the importance of maintaining fire, earthquake, and life coverage.
See the coverage she quotes, or read her guides to the FAIR Plan and non-renewals and earthquake insurance.
Why you can rely on Jennifer’s advice
Licensed in California
Jennifer Tumbrello holds California insurance license #4277259, issued by the California Department of Insurance. You can confirm it on the Department’s license status lookup.
Independent, through Steele
As a member of Steele Insurance Agency, Inc., she places coverage with admitted carriers, surplus lines carriers and the California FAIR Plan, so the options you see aren’t limited to one company’s products.
Where she helps most
Homes the standard market has non-renewed (FAIR Plan and DIC), earthquake, home, condo and landlord coverage, plus auto, life and business insurance across Orange County.
Every guide on this site is reviewed by Jennifer and dated; see the editorial policy for how content is checked and corrected, and the insurance glossary for plain-English definitions.
Jennifer on the Life, Health and Wealth podcast
Harbor Rock Wealth Management has had Jennifer on twice to talk through what is happening to homeowners insurance in California.
May 2025Being There When It Matters Most
What it means to truly advocate for someone, plus updates on the California FAIR Plan and why fire, earthquake, and life coverage still matter.
Watch on YouTube ↗
March 2024Insurance Rundown
Why large carriers are halting new homeowners policies and dropping long-time customers after years of wildfires, and how an advocate helps you stay properly insured.
Watch on YouTube ↗