Earthquake Insurance Quote
Stand-alone earthquake coverage for your home, condo, or rental. A few details about the building help Jennifer compare earthquake carriers and deductibles for you.
Before you start
Have these handy and the form goes quickly. Missing something? Send what you have; Jennifer will ask for the rest.
- The address, year built and number of stories
- Construction and foundation type, and any retrofit work (bolting, cripple-wall bracing), if you know them; Jennifer asks when she follows up
- Your current homeowners or condo policy
- For a condo: the HOA’s earthquake coverage and deductible, if any
Jennifer reads every request herself and follows up, usually within one business day.
Common questions
Does my earthquake policy have to come from my home insurer?
Not necessarily. California Earthquake Authority policies are sold through participating home insurers, while private earthquake policies can be written separately. Jennifer compares both (see the earthquake guide).
How do I choose a deductible?
Earthquake deductibles are a percentage of the coverage limit. Multiply your dwelling limit by each option and choose an amount you could actually pay after a damaging quake.
